Management Liability (Directors's and Officer's)

Directors’ and Officers’ liability insurance (or D&O insurance) covers an individual’s exposure for any mistake, breach (or alleged breach) of duty, poor judgement or decision and / or action in violation of law by an individual director and officer of a company. In this way, D&O offers personal protection as it is designed to cover the cost of claims for compensation made against the insured individual. It protects directors and officers for the decisions they make in their capacity as executives, partners, or officers of a business. The cost of defending against these claims alone means this cover is an essential first line of defence for claims arising in relation to actions for breaches / alleged breaches of health and safety, employment and pension scheme management, duty, negligence, pollution, defamation and libel. here