Medical Malpractice Insurance

Although specific wordings may differ between insurers, Medical Malpractice Insurance commonly includes the following sections of cover:

– Liability for Bodily Injury or Illness – covers your legal liability to pay damages and the claimants’ costs and expenses in relation to claims for bodily injury that arise in the UK, including your related defence costs. You will need to select a limit of indemnity to suit your requirements; we normally suggest a minimum of £1,000,000 limit.

There are usually sub-sections of cover, possibly with inner limits which may be lower than the core Medical Malpractice Liability Section:

– Professional Indemnity and Breach of Professional Confidentiality

– Loss of Documents and Breach of Data (excluding Cyber risks)

– Loss of Reputation

– Liable and Slander